Boat Insurance Claims What Happens When You Do A Voluntary Surrender On A Boat?

What happens when you do a voluntary surrender on a boat? - boat insurance claims

I had reached problems with the engine on my boat and the point where the marina is attached to the ship told me to submit a claim. My insurance company came and the engine had to be removed again. The insurance paid for, but they refuse my request because the tapes are worn and torn. So now I have a boat with no engine sitting in a marina and I have to pay another 2 years. I have the finance company and asked if I wanted "volutary delivery of the vessel" - What does this mean? I can not afford a new engine and the necessary resources on the boat. Please help Thanks!